One of the initial steps to becoming employed in credit risk analysis is to create a CV that accurately reflects your employment experiences and draws attention to your individual strengths. Candidates work in a range of sectors, from financial institutions to insurance companies across the public and private sectors. By making use of a credit risk analyst CV template, you will have accessed an invaluable tool, which offers information about the kind of things you need to include as well as the formatting that will be considered most appropriate for the job.

Below, our guide takes you through a step-by-step process of writing a credit risk analyst CV. It covers:


    Credit risk analyst CV sample

    Elana_Walls_CV_293 (3)

    Elana Walls

    284B McKelvie Road, Glasgow G12 1UL


    Professional summary

    Thorough banking professional knowledgeable about bank products, processes and regulations. Confident and organised in helping consumers navigate sometimes-complex systems to achieve financial goals and boost bank profitability. History completing impeccable work balancing institutional and consumer needs.

    Work history

    April 2019 – Current

    Banking Ltd. – Glasgow

    Credit Risk Analyst

    • Built positive relationships with lenders to achieve optimal client deals.
    • Updated client records with successful credit and loan applications.
    • Progressed legal action for overdue accounts.
    • Devised credit and repayment plans for secure finance management.

    February 2017 – March 2019

    Best Funds – Glasgow

    Credit Controller

    • Informed new customers on up-to-date credit terms and conditions.
    • Assessed customer compliance with repayment schedules through thorough account reviews.
    • Posted journal transactions and cash receipts on sales ledger.
    • Minimised risk by proactively advising management of active payment issues.


    • Autonomous
    • Statistical analysis techniques
    • Business analysis expertise
    • Credit risk management
    • Financial planning
    • Financial Conduct Authority (FCA) regulatory requirements
    • Credit exposure monitoring


    University of Glasgow Glasgow

    Bachelor of Science Economics

    Choosing the right format for your credit risk analyst CV

    Correctly formatting your CV is essential to producing a clear, concise application that showcases your abilities in the best light. Fortunately, it’s pretty easy to get right the first time. The preferred CV format for recruiters is writing your education and work history in reverse-chronological order. This means starting with your most recent employment and qualifications first.

    Digging a little deeper, the reverse-chronological format includes contact details at the top before your personal statement and then work history, which makes up most of your CV. Finish with a skills list and education to give a well-rounded view of your abilities to recruiters.

    In most cases, credit risk analysts are required to have extensive experience. But, some entry-level roles may accept a skills-based format if relevant experience is not present. This means putting your skills section below the personal statement (above or instead of your work history) to highlight transferable skills learned in other roles.

    Top tips for credit risk analyst CV writing

    • Write a cover letter to support your CV

      Some employers request a cover letter alongside a CV application. If that’s the case, it’s important to use this professional summary to highlight your attributes and delve deeper into your credit risk analyst experience in relation to the job at hand. It also allows you to include achievements and passions that may not fit into your CV.

    • Read the job description thoroughly

      While you think you could be perfect for the job, it’s essential to read the job description fully before writing your credit risk analyst CV. Employers notice generic applications and look favourably at people that respond to elements in the job advert. By reading this and tailoring your CV and cover letter (if you’re writing one) to the role, you have a better chance of job success.

    • Keep your CV to one or two pages

      Recruiters don’t have time to sit and read pages of CVs when looking for suitable candidates. So, it’s important to keep your credit risk analyst CV to two pages at most. This ensures its concise and easy to read. Remember, you can tweak line spacing, font size and other formatting features to make it a little shorter.

    • Include professional qualifications and achievements

      If you hold relevant professional certifications and achievements, it’s important to include these. These aspects form part of your continuing professional development, and employers love to see candidates that are motivated and passionate about furthering their knowledge and expertise.

    How to write a CV for a credit risk analyst

    There are several sections required on a credit risk analyst CV, such as education, skills, and work history. But it’s not just about ticking boxes. Understanding how to write a CV is also important.

    With each section, you’ll need to know what recruiters are looking for, how they want to see it, and some extra tips to make your CV shine. Our guide takes you through the process below:

    Outlining education on a foreign exchange trader CV

    Candidates always have more success when they include a comprehensive education section to back up their employment history. However, this doesn’t necessarily mean you have to complete a university degree (although it helps) – you can also delve into extracurricular training courses, certificates, and diplomas.

    How do you become a foreign exchange trader? There are multiple routes into this career – the most popular being a university course or hands-on apprenticeship. The most helpful degrees include Economics, Business, Mathematics, Statistics, and other finance-related subjects. If you choose the latter pathway, keep an eye out for vacancies at banks, hedge funds, and brokerages.

    Whatever the avenue, remember to outline the following:

    • Name of school, college, university, or other awarding body
    • Study start and end dates
    • Course title – not applicable to GCSEs
    • Qualification level – such as GCSE or postgraduate degree
    • Qualification result

    Example of education for a foreign exchange trader CV

    Insurers Institute, 2008 – 2009
    Diploma in Financial Planning (DipFPS, CII).
    Certificate for Financial Advisers (CeFA)

    School of Economics and Political Science, 2004-2008
    Accounting, Organisations and Institutions (MSc.): Distinction

    University of Warwick, 2000-2003
    Graduate of Accounting and Management Studies: First-class honours

    London College, 1998 – 2000
    4 A levels: Maths (A), Business (A), Economics (A), and Drama (B)

    What contact details should I include in my credit risk analyst CV

    Firstly, your CV must start with contact details. This section is simple to get right, but it’s essential to include the correct information. Recruiters use this to get hold of you, and providing incorrect details could mean missing out on a great opportunity.

    The contact details section must contain the following:

    • Name – Write your first and last name, leave the nicknames out
    • Address – Include your full address and postcode
    • Phone number – Include a mobile number or home phone you have regular access to
    • Email address – Use a work-appropriate email

    Example of contact section for a credit risk analyst

    Cara MacDonall
    1 Any Road
    Any Town
    GH67 9MN
    07898 5553444

    How to write a personal statement for your credit risk analyst CV

    The personal statement section is a short paragraph that highlights your background, skills and attributes. This is a great chance to make a good impression on recruiters, as it shows how well you may fit into a position. Making an impact here will ensure they read on to find out more.

    Our advice on writing this section is:

    • Make your offering stand out by writing in the third person
    • Be concise, 3-4 sentences are enough
    • Use positive words such as “organised”, “analytical”, and “motivated.”
    • Include achievements if necessary
    • Highlight expertise if relevant such as “experience in monitoring market trends”.

    Example of personal statement for a credit risk analyst CV

    An experienced credit risk analyst well-versed in a number of activities surrounding business risk management. Capabilities include studying market positions and running figures through often complex modelling techniques. Able to establish value at risk (VAR) measurements with a number of methodologies.


    A passionate credit risk controller understanding the need for commercial ventures but that they must be tempered – in some situations – for the overall good of the organisation. Experienced with forecasting and monitoring market trends and able to make recommendations to reduce or control risk. Also able to manage conflict with sales activities.

    Tackling work experience on a CV for credit risk analyst

    Work history is one of the most significant sections on your credit risk analyst CV. This details your background and experience to show you are suited to the job. It should be written in reverse-chronological order, starting with your most recent role.

    The section should also contain the following:

    • Start and end date
    • Job title, employer and location
    • List 3-6 duties for each job

    Most credit analysts’ jobs will involve tasks that overlap. But when writing a CV, it’s important not to repeat these each time as you only have limited space to get the important aspects in. So, for example, if you have experience preparing reports and applications in one role, perhaps mention your knowledge of reviewing legal and financial documents in another.

    Example of work experience for a foreign exchange trader CV

    Credit Risk Analyst | WMD, Dundee, June 2010 – Present

    • Responsible for using newly installed financial packages, including testing a portfolio management software suite
    • Ensuring quantitative analysis of credit positions were carried out regularly
    • Providing advice to the board of directors when it is appropriate to do so

    Credit Controller | Trusted Banking, Aberdeen, July 2007 | May 2010

    • Responsible for keeping customer accounts under control and for placing clients on stop, when necessary
    • Developed techniques for lessening exposure to credit risk and contingency plans for non-payment and bad debt
    • Provided liaison with underwriters and business insurers

    Skills worth having on your credit risk analyst CV

    Credit risk analysts are required to have a variety of different skills to be successful in this role. The CV skills section is your opportunity to show them off. This should include skills that are relevant to the role and desirable attributes that set you apart from the competition.

    Good examples to include in are…

    Essential skills for a credit risk analyst

    • Excellent communication skills
    • Finance knowledge
    • Strong numerical ability
    • Well organised
    • Research and analysis

    Desirable aptitudes to set you apart

    • Good judgement
    • Able to handle pressure
    • Good management skills
    • Commercial awareness
    • Negotiation

    How to add education to your credit risk analyst CV

    It’s important to highlight your education and qualifications on your CV to show employers your suitability for the role. Credit risk analysts will usually have a degree and higher professional qualifications. However, some candidates may be considered without these depending on the employer.

    In this section, it’s essential to include the following:

    • School, college, university or training provider
    • Year of qualification
    • Level of qualification, for example, A-Levels, BA (Hons)
    • Subject or course title – you don’t need this for high school courses

    Example education section for a credit risk analyst

    Royal Statistical Society | 2008-2009
    Graduate Diploma in Statistics

    London Metropolitan University | 2005-2008
    Bachelors Degree in Economics

    Example College | 2003-2005
    HND in Risk Management

    Anytown College |
    A levels: Maths (B) English (C) Business Studies (C)


    Your credit risk analyst CV questions answered

    What are the roles and responsibilities of a credit risk analyst?

    The day-to-day life of a credit risk analyst varies depending on the work environment. However, some primary areas that all credit risk analysts cover include:

    • Making recommendations on risk
    • Liaising with customers and clients about applications
    • Reviewing applications on a range of finance products
    • Preparing reports
    • Monitoring market trends
    • Staying up to date with financial products
    • Calculating commercial risk

    Do I need a degree to become a credit analyst?

    Not all employers require a degree for this role, but it is often a prerequisite due to the analytical nature of the job. Holding a degree in a finance-related subject such as economics, mathematics, accounting, or business is an excellent route to this position. In some cases, obtaining a master’s degree is also helpful, depending on your career path.

    What makes a good credit risk analyst?

    The job of a credit risk analyst requires candidates to possess a number of skills and attributes to be successful in the role. Some qualities to have are:

    • Interpersonal skills
    • Time management skills
    • Attention to detail
    • Able to handle pressured situations
    • Problem-solving skills
    • Motivation

    Where do credit analysts work?

    Credit analysts are required by many companies in both public and private industries. The majority of these roles will be within the financial services sector, such as banks, finance companies, and insurance. However, corporate and public sector companies also use credit risk analysts in several areas.

    A risk-free approach for your credit risk analyst CV

    Writing a credit risk analyst CV doesn’t have to be so daunting with our handy CV examples guiding you through the process. If you want to take all the uncertainty out of the process, head to our CV builder and check out the professional CV templates alongside pre-written content based on credit risk analyst duties and skills.


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